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Top Factors That Affect Your Credit Rating

ByDhruvi Bajariya November 26, 2024November 25, 2024

Credit Rating: Your credit score shows how well you handle money. Systems like FICO and VantageScore look at your credit report. They guess how you’ll pay back debts. The exact math is secret, but we know the main parts. The FICO Score, used by most big lenders, looks at five key things. These are: how…

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Credit Card Issuer
Credit

What Is a Credit Card Issuer?

ByDhruvi Bajariya October 10, 2024August 24, 2024

A credit card issuer is a financial institution like a bank or credit union. They offer credit cards to people. Issuers handle things like approving applications and setting rules for the card. They also manage the credit card account. They work with credit card networks like Visa and Mastercard. This helps with transactions between merchants…

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