Your credit score is a big deal. It decides if you’ll get a loan or a credit card. It also affects the interest rates you’re offered. Lenders prefer those with high credit scores and give them the best deals. If your score is low, you might not get approved or face higher interest rates. The…
Building a strong credit history is key for students. The right credit card helps you do this. It also lets you earn cash back or rewards. Plus, you can avoid big annual fees. Or escape balance transfer charges. If you want to build credit or gain from intro APR offers, you’re in luck. Many student…
Getting a ‘No’ on your credit card application can be upsetting. But, it happens to many people and doesn’t always mean you’re not trustworthy with money. Common reasons for being denied a card are having a low credit score, too much debt compared to your income, not much of a credit history, and bad info…
Obtain A Credit Card: Starting off on the journey of picking the right credit card means understanding your credit score. This helps narrow down your options to those you’re likely to get approved for. It’s also important to grasp credit card terms and your card goals. These steps further your ability to compare and select…